Personal Loan

Udit India offers instant soft approval for Personal Loan which further gets disbursed in 48 hours from our in-house NBFC, multiple banks & other NBFCs. Enjoy the fastest process, door step services, transparent processing, simple & easy documentation and competitive lowest interest rate.

Personal Loan Eligibility

The personal loan eligibility criteria for salaried employee is as follows.

  • Minimum age of Applicant : 21 years
  • Maximum age of Applicant at loan maturity :  60 years
  • Minimum Net Monthly Income : Rs. 15,000 per month (minimum Rs. 15,000 – Rs. 20,000 in some banks according to their loan eligibility criteria)

Documents Required for Personal Loan

For Salaried Customers

  • One valid Identity proof
  • Latest six months Bank statements
  • Latest Residence proof
  • Latest three month Salary slip
  • If required guarantors & their same set of documents

For Self Employed Customers

  • Three years ITR if more than 5 yrs in same business
  • Profit & Loss Account , Balance Sheets & Audit report
  • If company is Pvt ltd then MOA
  • Shop act / Partnership Deed & other mandatory documents etc.
  • KYC of individual / company
  • Six month bank statement

Business Loan

Avail Business Loan up to Rs. 2 Crore from 40+ Banks and NBFCs. ✓ loan application and approval ✓Minimum documentation ✓No collateral ✓No guarantor required ✓Compare Interest Rates for a business loan ✓Affordable interest rates ✓Calculate your monthly Business Loan EMIs. ✓Flexible loan tenure upto 180 months.

Business Loan Eligibility

Self Employed Professionals
This type of category include, allopathic doctors, chartered accountants, company secretaries, & architects etc. This is subject to the applicants who have the proof of qualifications & are practicing their profession.

Self Employed Non Professionals:
This type of category includes traders & manufacturers.

Who can avail Business Loan?

Following entities can avail the business loan:

  • Proprietorship
  • Partnerships

  • Closely Held Limited Companies

  • Private Limited Companies

  • Limited Liability Partnerships

Applicants have to fulfil following criteria in order to be eligible for business loan:

  • No Minimum Turnover

  • Min 3 years experience in the current business

  • Min 3 years of business experience

  • Business should make profit for last 2 years

  • Min Annual Income is Rs.1.5 Lacs

  • Min age of applicant is 21 years

  • Max age of applicant is 65 years at a time of loan maturity

Home Loan

Udit India provides the lowest rate of the market. You can compare all the loan providers offer under a single roof. A home loan can be used to buy a new property like flats, bungalow, and row houses also. Banks generally provide 80% to 90% of the property value as a home loan.

Documents Required

  • Colour Photo

  • PAN Card Copy

  • Last 6 months bank A/C statement

  • Passport size photograph of the applicant & co-applicant

  • Age proof of co-applicant

  • Residence Address Proof

Loan Against Property

Get instant soft approval from the loan against the property by mortgaging your residential or marketable commercial property. Get up to 100% loan amount on your property’s value within seven working days. Interest rate starts from 8.50% from over 40 Banks & NBFCs.


The loan against property goes through the following stages.

  • Application for Loan.
  • Processing of Application.
  • Loan Documentation.
  • Initiation for Verification / Valuation of property.
  • Credit Sanctioning of the Loan.
  • Disbursement of Loan.

Documentation Required for Loan Against Property

  • Identity Proof

  • Residence Address Proof

  • 6 month Bank Statement

  • 3 month salary slips

  • Previous or current job experience proof

  • Form 16 for previous employment / ITR for self employed

  • Property Document

Car Loan

Udit India is one of the largest loan service portal and we have tie ups with the leading banks & financial institutions providing the car loans.

Eligibility Criteria for Car Loan

Eligibility for car loans differ based on a various criteria set by the lender considering the borrower’s profile. Some of them are as follows.

Age Minimum 21 Years and Maximum 65 Years
Net IncomeRequirement Upwards Rs.10,000 p.m
For Salaried or Self-employed
3 years total experience or years in business or profession, 2 years in the current post or business or profession
Car Type Old vs. New : affect the loan amount
Car Value Affect the loan amount
Car Model Approved model
Urban or Semi urban or Rural
1 year stay at the current residence

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