Udit India offers instant soft approval for Personal Loan which further gets disbursed in 48 hours from our in-house NBFC, multiple banks & other NBFCs. Enjoy the fastest process, door step services, transparent processing, simple & easy documentation and competitive lowest interest rate.
Personal Loan Eligibility
The personal loan eligibility criteria for salaried employee is as follows.
- Minimum age of Applicant : 21 years
- Maximum age of Applicant at loan maturity : 60 years
- Minimum Net Monthly Income : Rs. 15,000 per month (minimum Rs. 15,000 – Rs. 20,000 in some banks according to their loan eligibility criteria)
Documents Required for Personal Loan
For Salaried Customers
- One valid Identity proof
- Latest six months Bank statements
- Latest Residence proof
- Latest three month Salary slip
- If required guarantors & their same set of documents
For Self Employed Customers
- Three years ITR if more than 5 yrs in same business
- Profit & Loss Account , Balance Sheets & Audit report
- If company is Pvt ltd then MOA
- Shop act / Partnership Deed & other mandatory documents etc.
- KYC of individual / company
- Six month bank statement
Avail Business Loan up to Rs. 2 Crore from 40+ Banks and NBFCs. ✓ loan application and approval ✓Minimum documentation ✓No collateral ✓No guarantor required ✓Compare Interest Rates for a business loan ✓Affordable interest rates ✓Calculate your monthly Business Loan EMIs. ✓Flexible loan tenure upto 180 months.
Business Loan Eligibility
Self Employed Professionals
This type of category include, allopathic doctors, chartered accountants, company secretaries, & architects etc. This is subject to the applicants who have the proof of qualifications & are practicing their profession.
Self Employed Non Professionals:
This type of category includes traders & manufacturers.
Who can avail Business Loan?
Following entities can avail the business loan:
Closely Held Limited Companies
Private Limited Companies
Limited Liability Partnerships
Applicants have to fulfil following criteria in order to be eligible for business loan:
No Minimum Turnover
Min 3 years experience in the current business
Min 3 years of business experience
Business should make profit for last 2 years
Min Annual Income is Rs.1.5 Lacs
Min age of applicant is 21 years
Max age of applicant is 65 years at a time of loan maturity
Udit India provides the lowest rate of the market. You can compare all the loan providers offer under a single roof. A home loan can be used to buy a new property like flats, bungalow, and row houses also. Banks generally provide 80% to 90% of the property value as a home loan.
PAN Card Copy
Last 6 months bank A/C statement
Passport size photograph of the applicant & co-applicant
Age proof of co-applicant
Residence Address Proof
Get instant soft approval from the loan against the property by mortgaging your residential or marketable commercial property. Get up to 100% loan amount on your property’s value within seven working days. Interest rate starts from 8.50% from over 40 Banks & NBFCs.
The loan against property goes through the following stages.
- Application for Loan.
- Processing of Application.
- Loan Documentation.
- Initiation for Verification / Valuation of property.
- Credit Sanctioning of the Loan.
- Disbursement of Loan.
Documentation Required for Loan Against Property
Udit India is one of the largest loan service portal and we have tie ups with the leading banks & financial institutions providing the car loans.
Eligibility Criteria for Car Loan
Eligibility for car loans differ based on a various criteria set by the lender considering the borrower’s profile. Some of them are as follows.
||Minimum 21 Years and Maximum 65 Years
||Upwards Rs.10,000 p.m
|For Salaried or Self-employed
3 years total experience or years in business or profession, 2 years in the current post or business or profession
||Old vs. New : affect the loan amount
||Affect the loan amount
|Urban or Semi urban or Rural
1 year stay at the current residence